Did you know that you can obtain a free credit report 3 times a year?

We are each legally entitled to obtain a free copy of our credit report from each of the three credit bureaus every year--but only 16 million are ordered each year out of over 200 million people in the U.S. with credit records. Checking a credit report regularly is important because: inaccurate information on your report can lead to higher borrowing costs; reviewing a credit report is one of the best ways to detect identity theft; and it focuses individuals on their debt obligations and helps reinforce plans to make timely payments and pay down debt as necessary.

Read more about the Check Your Free Credit Report Campaign here: http://fyi.uwex.edu/financialseries/files/2013/01/Credit-reports-2_6_10_FINAL.pdf

 AnnualCreditReport.com is the only truly free website for obtaining your credit report.

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Check out these websites for more information on credit reports:

Federal Trade Commission:

• Free Credit Reports: http://www.consumer.ftc.gov/articles/0155-free-credit-reports
• Building a Better Credit Report: http://www.consumer.ftc.gov/articles/pdf-0032-building-a-better-credit-report.pdf
  
• Disputing Errors on Credit Reports: http://www.consumer.ftc.gov/articles/0151-disputing-errors-credit-reports
• Signs of Identity Theft: http://www.consumer.ftc.gov/articles/0271-signs-identity-theft
  
• How Credit Scores Affect the Price of Credit and Insurance: http://www.consumer.ftc.gov/articles/0152-how-credit-scores-affect-price-credit-and-insurance
  

Consumer Financial Protection Bureau

• Common Questions on Credit Reports and Scores: http://www.consumerfinance.gov/askcfpb/search?selected_facets=category_exact:Credit%20Reports%20and%20Scores
  

Federal Reserve

• Credit Reports and Credit Scores: http://www.federalreserve.gov/creditreports/